Alex Cramer

Alex is a Platform Manager, helping Unit and our clients launch new products in coordination with bank partners, payment networks, and industry-leading service providers.

Previously, Alex was a VP of Product Management at Goldman Sachs, where he worked on Apple Card, and the first employee at Final, a credit card startup purchased by Goldman Sachs to serve as a foundation for its consumer credit card ambitions.

Alex has over a dozen years of experience in fintech product management, with deep subject matter expertise in Visa and Mastercard systems and many operational elements of consumer card programs.

He lives in Richmond, Virginia with his wife, two boys, and a dog.

More from Alex:

• On how card transactions are processed
• On the primary actors who issue and acquire payment cards
• On why many banks issue cards from states different from their physical headquarters