Give customers access to the capital they need
Provide your customers with access to the funds and capital they need, with flows to automate lending and repayments.

One platform, multiple lending products

Working capital
Flexible options to support your customers' working capital needs—without the need to pull funds from your company’s balance sheet.
Charge Cards
Offer cards with a credit limit that must be repaid in full every month—reducing your exposure to nonpayment risk while helping customers access funds. ¹

Credit Cards
Provide cards with a revolving balance. Help your customers access funds and manage expenses.
Ready to launch in 3 weeks
Get started today with a ready-to-launch experience. Build a custom experience anytime later.
Build and scale with a complete platform
Accelerate your time to market and reduce engineering lift with Unit's best-in-class platform.
APIs and White-Label UIs
Launch in weeks with Unit’s suite of APIs, SDKs, white-labeled UIs, guides, and developer tools.
Dashboard
View all your customer accounts, cards, transactions, and activities from the Unit Dashboard.
Integrations
Build complete financial solutions with the tools your customers love.

Explore other product features
Accounts and Wallets
Enable powerful banking products like accounts and wallets for individuals and businesses. Unit makes it simple by streamlining onboarding.
Money Movement
Make it easy for your users to receive funds, make payments, and withdraw money. Add payment fees to tap into robust new revenue streams.

Card Issuing
Offer debit and charge cards, physical and virtual. Generate interchange while Unit takes care of card disputes.