Capital

Give customers access to the capital they need

Provide your customers with access to the funds and capital they need, with flows to automate lending and repayments.

One platform, multiple lending products

Working capital

Flexible options to support your customers' working capital needs—without the need to pull funds from your company’s balance sheet.

Charge Cards

Offer cards with a credit limit that must be repaid in full every month—reducing your exposure to nonpayment risk while helping customers access funds. ¹

Credit Cards

Provide cards with a revolving balance. Help your customers access funds and manage expenses.

A complete feature set

Underwriting and capital

Support your customers with working capital products.

Automatic repayments

Enable your customers to set up recurring payments.

Flexible terms

Select from a variety of lending and financing products depending on your use case.

Integrated with your processor

Access Unit's built-in relationships with payment processors.

Ready to launch in 3 weeks

Get started today with a ready-to-launch experience. Build a custom experience anytime later.

Build and scale with a complete platform

Accelerate your time to market and reduce engineering lift with Unit's best-in-class platform.

APIs and White-Label UIs

Launch in weeks with Unit’s suite of APIs, SDKs, white-labeled UIs, guides, and developer tools.

Dashboard

View all your customer accounts, cards, transactions, and activities from the Unit Dashboard.

Integrations

Build complete financial solutions with the tools your customers love.

Explore other product features

Accounts and Wallets

Enable powerful banking products like accounts and wallets for individuals and businesses. Unit makes it simple by streamlining onboarding.

Money Movement

Make it easy for your users to receive funds, make payments, and withdraw money. Add payment fees to tap into robust new revenue streams.

Card Issuing

Offer debit and charge cards, physical and virtual. Generate interchange while Unit takes care of card disputes.

Nav drives deeper engagement through embedded finance

Card Issuing
Deposits
2.5x
deeper engagement

Highbeam's charge cards create new revenue streams while solving cash-flow problems for customers

Card Issuing
Deposits

Outgo simplifies financial management for domestic freight carriers

Card Issuing
Deposits