Accounts & Wallets

Bank accounts and wallets (FBO)

Help your customers store and move money on your platform

Give your customers the power to store and move money on your platform

Bank Accounts

Offer accounts for businesses, sole proprietors, and individuals with unique routing and account numbers. ¹

Customers can earn competitive interest on their balances with interest-bearing accounts.

Wallet Accounts (FBO)

Make it easy for your customers to store and move money without a traditional deposit account.

Bill Pay

Simplify vendor payments by providing bill-pay solutions via wallet accounts (FBO).

A complete feature set

Wallet accounts (FBO)

Store and move money on behalf of other entities in “For Benefit Of” (FBO) accounts

Deposit fees

Earn deposit fees from your bank partner.

Unique account & routing numbers

Create modern banking experiences that customers expect.

Multiple accounts

Enable customers to open multiple accounts tailored to their needs.

Virtual accounts

Reduce complexity and simplify payment flows.

Easily apply terms and limits

Implement custom terms programmatically.

Visible to Quickbooks and Plaid

Integrate seamlessly with the tools your customers use.

Support all payment types

Enable your customers to send and receive payments from your platform.

Ledgering and reconciliation

Work with Unit’s built-in ledger, with real-time data on every transaction.

Statements

Deliver branded monthly statements in HTML or PDF format.

One platform, flexible by design

Build with managed solutions or custom APIs – powered by the same underlying infrastructure.

Explore other product features