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Learn why more companies choose Unit over Stripe to build banking and lending. Compare the Unit platform to Stripe Treasury, Stripe Issuing, and Stripe Capital.
We help you succeed with better financial services for your customers because embedded banking and lending is our sole focus.
Unit makes it simple to launch, scale, and own banking and lending products. We simplify bank partnerships, compliance, and technology.
Create a better experience and more value for your customers with a more complete set of financial features, including critical integrations.
Our team of experts provides enterprise-level partnership across all aspects of your program, no additional cost or service contract required.
Unit is the only platform that combines simplicity with a robust feature set. Build faster and launch more features that your customers love.
Create interest-bearing deposit accounts for consumers, businesses, and freelancers. Unit gives more flexibility and control to support more use cases.
Build a better card program with customizable rewards, debit and charge cards, multiple card options, and industry-leading card controls.
Enable your customers to move money, however they need. Access the most robust set of payment features available to build banking that gets adopted.
Give your customers the capital they need, beyond loans. Factoring, cash advance, charge cards, and more help you create mutual growth.
Get to market faster and save engineering resources with our exclusive, customizable White-Label Components.
We're full service, not self-service. Get 24/7 access to a team of experts, a dedicated account manager, and one-on-one onboarding.
Individual Accounts
Joint Accounts
Unique Account Numbers
Customizable Interest
Tax Advantaged Spending
Tax Management
Business Accounts
Multiple Accounts per Customer
Debit Cards
Customizable Cash Back
Charge Cards
Physical Cards
Virtual Cards
Programmatic Authorization
Mobile Wallet Support
Custom Designs
Accountless Cards
Book Payments
Direct Deposit
ATM Access
Cash Deposit
Instant Funding
International Payments
Early Payment Access
Recurring Payments
Check Writing
Send Checks
Customizable Terms
Customizable Limits
Customizable Settlement Times
ACH
Same-Day ACH
Wire Transfers
ATM Withdrawals
Check Deposit
Checkout
Factoring
Charge Cards
Self-Funded Charge Cards
Bank-Funded Charge Cards
Third-Party-Funded Charge Cards
Custom Underwriting
Cash Advance
Business Loans
Multiple Bank Partner Support
One-on-one Onboarding
Dashboard
Bank Relationships
Compliance
Fraud
Disputes
White-Label UIs
SDKs
Data Transfer
Partner Ecosystem
API
Tags
Customer Tokens
Authentication
Sensitive Data Bypass
SSO
Our powerful platform and easy-to-use tools reduce the time and resources required to embed banking and lending into your product.
Our approach is to play well with others. We provide built-in integrations with the most popular solutions so that you can create a more complete financial product for your customers.
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Unit supports banking for more than 1 million users, processes more than $4 billion in payments per year, and handles more than 300 million API calls every month.
Unit powers embedded finance for large enterprises and public companies. We ensure that you’re able to build for your entire customer base, no matter the size.
We have proven our ability to support high-growth customers with our consistently high availability, fast response times, dedicated communication channels, and global team.
We’ve built an enterprise-grade platform you can trust. We deploy best-in-class practices and tools to maintain security on all levels: infrastructure, product, and within our company.
Compliance is a key driver of our culture and values, and is a responsibility we take seriously. We work with our bank and technology partners to streamline and enforce compliance.
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