Introducing Wallets, a simple way for your customers to store and move money. Learn more.

Build banking and lending for businesses, in minutes

Unit’s embedded finance platform makes it simple to create powerful financial products. Learn how innovative tech companies are unlocking revenue and delighting customers.

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Discover what you can build with Unit

Unit’s all-in-one platform makes it simple to build personalized financial features, at speed and scale.

01. Expense Tracking and Management

Instantly onboard your business customers and offer real-time expense tracking and management capabilities.
Deposit Accounts
Cards
Payments
Transactions
B2B expense management front end example

02. Charge Cards

Give your customers access to the capital they need to grow their business with terms and limits that you can customize.
Cards
Charge Cards
Charge cards

03. Merchant Cash Advance

Add the ability to offer business cash advance based on revenues. Let your users instantly access their capital via their bank account and cards.
Payments
Business Virtual Debit Card
Business Debit Card
B2B cash advance lending platform example

04. Check Deposits

Allow your users to deposit checks by uploading images of the front and back of the check using a dedicated SDK and API.
Check Deposit
Mobile cheque deposit API example

05. Send & Receive Payments

Build in a seamless way for your users to send and receive real-time book payments, ACH, wires, batch payments, and cross-border transactions. Use our Plaid integration to further reduce friction and risk.
Payments
Plaid Link
Real time ACH payment platform front end

06. Plaid Exchange

Let your users connect instantly to thousands of apps on the Plaid network using Unit's integration with Plaid Exchange.
Payments
Plaid Exchange
Connect bank accounts with Plaid Exchange

07. Quickbooks

Enable your customers to easily connect their banking to Quickbooks to pull in transaction, balance, and account information for better bookkeeping.
Quickbooks
Connect bank accounts with Intuit Quickbooks

Build banking and lending that businesses love

Financial services aren't one-size-fits-all. Businesses want a product that meets their needs. 84% of small businesses are open to getting their financial services from a tech company or business software tool.

Greater convenience

Combine business and finance operations in a single solution. 67% of small businesses are unsatisfied with how their current bank connects to software tools.

Tailored services

Build the unique banking features your customers need. 41% of small businesses say traditional banking isn’t tailored to their needs.

Better terms

Offer financial services with fewer fees, better interest rates, and higher rewards. 70% of small businesses can’t get the financing they need.

Faster payouts

Make funds available instantly, not in 5 days. 40% of small businesses are unsatisfied with how long it takes funds to become available.

The all-in-one embedded finance platform

Unit takes on the toughest parts of building banking and lending so you can launch with ease.
Fully-featured technology
Launch quickly and grow with a robust set of white-label banking features available via a modern API and Dashboard.
Compliance simplified
Unit streamlines compliance so you can build, launch, and grow faster.
Embedded bank partnerships
We bring the bank relationship to you. Spend less time interacting with partner banks and more time on your end-customers.

People and infrastructure you can trust

Launch banking products at the speed of startups with the reliability and scale to support enterprises.
Scalable
Our pricing ensures that we are aligned in your success, while our platform supports startups as well as publicly listed enterprises.
Reliable
We have proven our ability to support customers of all sizes with a 99.997% historical uptime, dedicated communication channels, and a global team.
Secure
We take data security seriously, with enterprise-level security and privacy built-in to our modern API.

“Unit has been a game changer. Nobody else was able to build what we needed to enable fast payments for the workers on our platform.”

Noah Labhart
,
CTO of Veryable

Discover insights and trends

Check out our guides to learn more about embedded finance.

View all guides
Featured Guide

An introduction to embedded finance

Embedded finance enables you to offer tailored financial products from within your app or website. It can be a powerful way to improve financial access for your customers. Learn how it can help drive more revenue per user.

Guide

4 minutes

 read

Generate 2-4x more revenue by expanding from payment acceptance to banking

By enabling your customers to keep funds on your platform, you can generate robust new revenue streams. Learn how it works and how to get started.

Guide

5 minutes

 read

A guide to revenues in embedded finance

Leading tech companies like Square and Shopify are driving new revenue through embedded finance. Learn how much you could be making.

Guide

14 minutes

 read

An introduction to embedded lending and financing

Embedded lending and financing options can be attractive to your customers while generating robust revenue. Learn what’s involved and how to get started.

How Unit helps AngelList become their customers’ financial mission control
“Banking makes every single feature we offer more interesting. With it, our platform functions as financial mission control for our customers. Without it, we’re just another software tool in a big, messy collection of products.”
- Sumukh Sridhara, Product Lead
Read the success story
Unit AngelList banking as a service integration
How Unit helped Invoice2go launch banking products that drive engagement and retention
"When companies come to us, their finances are generally spread out across a handful of tools: bank accounts, spreadsheets, accountants, and different software. Our goal is to give them a single place where they can see all of their money, figure out what they need to do next, and execute on it.”
- Mark Lenhard, CEO of Invoice2go
Read the success story
Unit helped Invoice2go launch banking product
Unit helps Veryable pay contract laborers within 24 hours of completing a work opportunity
“Unit has been a game changer. Nobody else was able to build what we needed.”
- Noah Labhart, CTO of Veryable
Read the success story
How Unit helped Baselane build an all-in-one platform to manage rental property finances
“We spoke with five different banking-as-a-service providers. Unit was the only one who could build what we needed.”
- Mathias Korder, CEO of Baselane
Read the success story
How Unit helps Outgo simplify financial management for domestic freight carriers
“Embedded banking was the natural next step for us. It improved the experience for our customers while unlocking better economics for our business.”
- Heath Silverman, VP Product, Retail at Roofstock
Read the success story

Bring financial features to life and start building — today

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