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Atomic

Introduction​

Send an end customer’s paycheck directly into a deposit account on Unit with Atomic.

Benefits​

Increase deposits and drive top-of-wallet usage with Atomic’s Direct Deposit switching, allowing an end-customer to redirect all or a portion of their payroll to their account on Unit without any manual paperwork. Atomic has comprehensive coverage for major payroll providers as well as gig economy platforms.

Customer Experience​

  1. Within your application, your end-customer searches Atomic’s directory for their employer or payroll provider and logs in to their portal
  2. From there, they can select from a range of payroll distribution options (in full, or in part - e.g. a percentage or set dollar amount per pay period).
  3. Each future paycheck will be 'switched' into their deposit account on Unit in the distribution selected

Implementation​

Tech Integration​

  • End Customer User Interface: Atomic offers SDKs to help implement direct deposit switching.
  • Backend: Review Atomic's API documentation.

Dashboard​

  • Your Unit Dashboard will display a Received ACH credit direct deposit reflecting the amount or percentage your end customer chose to switch into their deposit account on Unit.

Certification​