Atomic

Introduction

Send an end customer’s paycheck directly into a deposit account on Unit with Atomic.

Benefits

Increase deposits and drive top-of-wallet usage with Atomic’s Direct Deposit switching, allowing an end-customer to redirect all or a portion of their payroll to their account on Unit without any manual paperwork. Atomic has comprehensive coverage for major payroll providers as well as gig economy platforms.

Customer Experience

1. Within your application, your end-customer searches Atomic’s directory for their employer or payroll provider and logs in to their portal
2. From there, they can select from a range of payroll distribution options (in full, or in part - e.g. a percentage or set dollar amount per pay period).
3. Each future paycheck will be 'switched' into their deposit account on Unit in the distribution selected

Implementation

Tech Integration

• End Customer User Interface: Atomic offers SDKs to help implement direct deposit switching.
• Backend: Review Atomic's API documentation.

Dashboard

• Your Unit Dashboard will display a Received ACH credit direct deposit reflecting the amount or percentage your end customer chose to switch into their deposit account on Unit.

Certification